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Financial Tip

One of the best ways to stay on track to financial independence is to have a spending plan. Here's a quick overview of the steps you can take to set up your own:

1. Gather documents and receipts showing earnings and expenses.
2. Total your net monthly earnings. 
3. Total monthly expenses, including money you put into your savings. 
4. Subtract monthly expenses from earnings.
5. Rework your spending plan until it comes out on the plus side - including setting aside money on a regular basis for your long-term goals.
6. Invest in yourself by reviewing and adjusting the plan each month so you can stay on track to reach your long-term financial goals.

Investing

How can you make your money grow, or appreciate for long term financial goals?

Money farmer

Investing is a way to save money for something you want many years away like a home, college education or retirement. Investing is a long term activity. In the Investing section, you will find information to help you understand how investing is different than saving, and how your money can work for you.