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Financial Tip

From Aptitude Test to Air Force Colonel
At Culver-Stockton College in Canton, Mo., Debra Rose wasn't happy with the classes she was taking, and wasn't sure what career to pursue. When her grandmother suggested an aptitude test, she went to the counselor's office and took the Strong Interest Inventory®, an assessment tool designed for college students. She answered questions about her interests which were compared to others who were happy and successful in their jobs.

"My general skills showed I had an aptitude for a career in forestry, police work or the military," she says. After further research she went to the Air Force recruitment center in St. Louis, enlisted and earned her commission. Today, 31 years later, she is a colonel serving in cyberspace operations at Fort Meade in Maryland. She and her husband Jerry have two grown children and a 6-year-old grandson.

Would she have considered the military without that aptitude test? "Probably not," she says. "I'm glad I did!"

Spending

Life is full of choices, and how to spend money is one of the most frequent, and personal, choices we make every day.

Kid with money bags

Choosing between needs and wants and identifying what holds the most value can be a daunting task. In the Spending section, you will find information to help you identify how you spend your money on what is important to you, and how that will impact your ability to save and invest.